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Share Certificates

An alternative to a regular savings account, a share certificate earns higher rates with a fixed rate of return, providing you with a great opportunity to save for major life events. With terms between three months up to five years, and starting with as little as $500, the share certificate gives you higher earning potential. Benefits include:

  • Stable, secure and NCUA insured
  • A variety of terms to fit your needs
  • An excellent way to save for vacations, retirement, major purchases or other life events
  • Solid way to save if you have the ability to lock your money for a specified time
DEPOSIT TYPE MINIMUM BALANCE** RATE APY* DIVIDEND PERIOD
11 Month† $10,000 1.40% 1.41% Monthly
11 Month with direct deposit† $10,000 1.75% 1.76% Monthly
23 Month‡ $10,000 2.00% 2.02% Monthly
3 Month $500 0.55% 0.55% Monthly
6 Month $500 0.65% 0.65% Monthly
1 Year $500-$9,999.99 0.75% 0.75% Monthly
1 Year $10,000-$24,999.99 0.80% 0.80% Monthly
1 Year $25,000 & Over 0.85% 0.85% Monthly
2 Year $500-$9,999.99 1.10% 1.11% Monthly
2 Year $10,000-$24,999.99 1.15% 1.16% Monthly
2 Year $25,000 & Over 1.20% 1.21% Monthly
3 Year $500-$9,999.99 1.20% 1.21% Monthly
3 Year $10,000-$24,999.99 1.25% 1.26% Monthly
3 Year $25,000 & Over 1.30% 1.31% Monthly
4 Year $500-$9,999.99 1.30% 1.31% Monthly
4 Year $10,000-$24,999.99 1.35% 1.36% Monthly
4 Year $25,000 & Over 1.40% 1.41% Monthly
5 Year $500-$9,999.99 1.50% 1.51% Monthly
5 Year $10,000-$24,999.99 1.55% 1.56% Monthly
5 Year $25,000 & Over 1.60% 1.61% Monthly

Rates as of November 1, 2017.
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Membership is required.

*APY equals Annual Percentage Yield.

**Minimum balance required to earn the advertised APY.

†Annual percentage yield. Minimum of $10,000 new money to Kohler Credit Union required. Need to have direct deposit of net check to a Kohler Credit Union checking account to receive 1.76% APY. Dividend period is a calendar month and dividends will be compounded monthly and credited monthly. Rates are accurate as of June 21, 2017, are subject to change, and available for a limited time. Penalty for early withdrawal. Fees could reduce earnings on account. Other rates and terms available. Certificate renews automatically to a standard 12 month certificate at the rate in effect at the time of renewal. Your savings are federally insured to at least $250,000. Membership is required.

Annual percentage yield. Minimum of $10,000 new money to Kohler Credit Union required. Dividend period is a calendar month and dividends will be compounded monthly and credited monthly. Rates are accurate as of November 1, 2017, are subject to change, and available for a limited time. Penalty for early withdrawal. Fees could reduce earnings on account. Other rates and terms available. Certificate renews automatically to a standard 12 month certificate at the rate in effect at the time of renewal. Your savings are federally insured to at least $250,000. Membership is required.