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Kohler Credit Union
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Credit Cards
Kohler Credit Union Credit Cards

Take us with you! Accepted worldwide, Kohler Credit Union’s credit card program complements any lifestyle

Benefits include the following:

  • No annual fee
  • 25-day grace periods
  • Easy balance transfers
  • Fraud protection
  • Make payments automatically from your credit union account
  • 24-hour access via www.ezcardinfo.com
  • Accepted worldwide
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MasterCard® Platinum
Credit Card Terms
Annual Percentage Rate (APR) for Purchases *
Other APRs Cash advances and balance transfers *
Penalty APR
Variable Rate Information The variable APR you receive is dependent on your credit history. Your APR may vary and is determined by adding a premium of 6.65% to 18.65% to the Prime Rate. The penalty rate is determined by adding a premium of 20.75% to the Prime Rate. See explanation below†
Grace Period for Repayment of the Balances for Purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed.
Method of Computing the Balance for Purchases Average daily balance (including new purchases).
Annual Fee None
Minimum Finance Charge None
Transaction Fee for Purchases None for domestic transactions.
Transaction Fee for Cash Advances: $2.50
Balance Transfer Fee: None
Late Payment Fee: $20.00
Over-the-Credit-Limit Fee:None
Foreign transaction fee: up to 1.0%
Returned Payment Fee: $20.00
Card Replacement: $5.00

*The Annual Percentage Rate (APR) can fluctuate. Your variable APR can go up or down as the Prime Rate goes up or down. If we change your APR for reasons other than when the Prime Rate changes or you paid late as disclosed below, we will notify you in writing of your options in advance, including the right to opt out of certain changes.

**If 2 payments are missed during any twelve (12) month period the default rate may go into effect for existing balances and all cash advances, balance transfers and purchases.

We calculate your variable rate by adding a premium to the Prime Rate published in the “Money Rates” section of the Wall Street Journal and can change up to three days prior to your statement closing date. If the Prime Rate changes, your new rate will take effect on the then current billing period.