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Kohler Credit Union
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Kohler Credit Union Credit Cards

Spending needs vary. That is why we have created credit card programs that can fulfill any need and complement any lifestyle.

Benefits include the following:

  • 25-day grace periods
  • Easy balance transfers
  • Fraud protection
  • Make payments automatically from your credit union account
  • 24-hour access via www.ezcardinfo.com
  • Accepted worldwide
Frequently Asked Questions
  MasterCard® Platinum

 Visa® Platinum ScoreCard™
Best suited for you if: You need a credit card for new purchases and balance transfers. You want to receive points that can be redeemed for travel rewards and gifts. You can combine your points with the points earned through Kohler Credit Union's debit card.

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APR for purchases: APR*
View Terms		 APR*
View Terms
Annual fee: None None
Travel accident insurance: $500,000 $500,000
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* Annual Percentage Rate
Credit Card Terms
Information About Our Current Credit Card Account MasterCard Platinum Visa Platinum ScoreCard
Annual Percentage Rate (APR) for Purchases * *
Other APRs Cash advances and balance transfers * Cash advances and balance transfers *
Penalty APR
Variable Rate Information The variable APR you receive is dependent on your credit history. Your purchase APR may vary monthly. The purchase rate is determined by adding a premium of 1.99% to 14.74% to the Prime Rate. The Cash Advance rate is determined by adding a premium of 6.99% to 19.74% to the Prime Rate. The Default Rate is determined by adding a premium of 20.99% to the PrimeRate. See explanation below.†
Grace Period for Repayment of the Balances for Purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed.
Method of Computing the Balance for Purchases Average daily balance (including new purchases).
Annual Fee None
Minimum Finance Charge None
Transaction Fee for Purchases None for domestic transactions.
Transaction Fee for Cash Advances: $2.50
Balance Transfer Fee: None
Late Payment Fee: $20.00
Over-the-Credit-Limit Fee: $20.00
Multiple Currency Foreign Transaction Fee: 1% of the transaction amount
Single Currency Foreign Transaction Fee: 0.8% of the transaction amount
Returned Payment Fee: $20.00
Card Replacement: $5.00
*The Annual Percentage Rate (APR) can fluctuate.Your variable APR can go up or down each month as the Prime Rate goes up or down. Your APR can increase to the Default APR if two (2) payments are missed during a twelve (12) month period. If we change your APR for reasons other than when the Prime Rate changes or you paid late as disclosed above, we will notify you in writing of your options in advance, including the right to opt out of certain changes.
**If two (2) payments are missed during any twelve (12) month period the rate may go into effect for existing balances and all cash advances, balance transfers and purchases.
†We calculate your variable rate by adding a premium to the highest Prime Rate published in the “Money Rates” section of The Wall Street Journal for the preceding 90 days and can change up to three days prior to your statement closing date. If the Prime Rate changes, your new rate will take effect on the then current billing period.