The holidays are by far my favorite time of the year. Getting together and making memories with family…decking the halls and enjoying a hot cup of coffee as you watch the snow fall outside…and having an excuse to hit the stores for some shopping therapy and to take advantage of the endless holiday sales. But along with the joy that surrounds the season of giving, the holidays can also take a toll on your finances, causing unwanted stress and anxiety. Below are 5 tips to help you prepare for holiday spending:
Piggy banks come in all shapes and sizes and are used by all ages for all sorts of reasons. The most important reason, we believe, is teaching your children how to save money.
Adam discusses mortgage process with our mortgage specialist, Rebecca Hubbell[/personal/mortgages/meet-the-mortgage-services-team/rebecca-hubbell/].
Adam discusses credit scores with member service representative, Rachel. If you are interested in learning more about your credit score and how we could help you become financially fit.
Adam discusses the auto buying basics with our lending specialist, Megan Fibiger[/personal/vehicle-loans/meet-the-team/megan-fibiger/].
Every year, millions of people set goals and resolutions to become more fit. Many of these aspirations have to do with losing weight, eating better, or just becoming a healthier person in general. This year, Kohler Credit Union is paving the way for people like you to become fit… when it comes to your finances and financial decisions. We are proud to introduce our Financial Fitness series of blog posts… aimed to help others manage their finances, borrow smarter, grow their money and protect their future. Ever wonder what the difference is between a home equity loan and a home equity line of credit? Read all about it in our latest blog post below.
We have had some beautiful weather over the last few weeks… but I have to say, when the temps exceed 85 and the humidity kicks in, there is nothing I enjoy more than a refreshing, cold fruit smoothie to help keep me stay cool. Now I have a handful of favorite places around town that can make one scrumptious smoothie and although delicious every time, the price of the delightful drink can be quite expensive. With prices ranging between $5-7 per drink and my craving kicking in every other day, I decided it was time to cut back. So I started to experiment at home with various fresh fruits to try and recreate the beloved summer treat. I encourage you to try my two favorite DYI smoothie creations below. They will help you beat the heat but also keep your spending in check… All you need to do is toss all of the ingredients in a blender, blend until smooth, pour and serve!
It is hard to believe Chris and I are coming up on our first anniversary of being homeowners! I remember how excited we were when we closed on our house but also how nervous and stressed out we were leading up to those final days. When I think about it now… and how clueless we really were with the mortgage process…it would have been nice to have a simple guide for first-time homebuyers that helped break down the steps you take when buying a home. Fortunately, we had an awesome realtor and mortgage loan originator[/personal/mortgages/meet-the-mortgage-services-team/] that helped guide us on the journey towards home ownership.
Every year, millions of people set goals and resolutions to become more fit. Many of these aspirations have to do with losing weight, eating better, or just becoming a healthier person in general. This year, Kohler Credit Union is paving the way for people like you to become fit… when it comes to your finances and financial decisions. We are proud to introduce our Financial Fitness series of blog posts… aimed to help others manage their finances, borrow smarter, grow their money and protect their future. Check out our latest blog post on understanding what different mortgage options are available and what you need to apply for a mortgage.
Last year… right around this time… my husband Chris and I got this wild idea to start looking at houses in our hometown of Sheboygan Falls. By no means did we think we were anywhere near being able to purchase our own home but it was fun to look online and see photos of homes we “might be able to afford to someday.” While I was looking for a home with an open concept, walk-in closets and a safe location close to family… Chris was looking for a home with a decent sized garage, land in the country and a bit of a fixer-upper that, in time, he could make our own.