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Checklist

If you are applying for a business loan, below is a list of documents that are generally requested during the lending process.

Submit a Business Loan Inquiry

Business Loans – Fixed Assets, Equipment, Lines of Credit

  • Business
    • 3 years of business tax returns
    • Quarterly interim financials (and prior year comparable)
    • Recent quarterly accounts receivable aging
    • 12 month forward financial outlook (include any anticipated capital expenditures and material income/expense changes)
    • Debt schedule
    • Business profile summary (include years in business, ownership breakdown, products/services provided, summary of management structure, etc.)
    • Articles of organization or operating agreement
  • Personal
    • 3 years personal tax returns (W-2 if most recent is not yet available)
    • 3 years business tax returns of all pass-thru business income (sch E)
    • Current personal financial statement 

Business Real Estate – Investment and Owner Occupied

  • Real Estate Holding Company
    • 3 years of business tax returns
    • Current rent roll (tenant name, occupancy date, lease expiration date, monthly rent amount, tenant paid expenses) and Leases if appropriate
    • 12 month forward financial outlook (include any anticipated capital expenditures and material income/expense changes)
    • Debt schedule
    • Business profile summary (include years in business, ownership breakdown, summary of management structure, etc.)
    • Articles of organization or operating agreement
  • Personal
    • 3 years personal tax returns (W-2 if most recent is not yet available)
    • 3 years business tax returns of all pass-thru business income (sch E)
    • Current personal financial statement