July 2021 Four ways to boost your credit score starting now.
A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate.
If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need. (This advice applies to pretty much all loan products, by the way.) Pursuing post-secondary education should be an exciting time in your life. You’re making decisions and opening up possibilities that will shape your future—a future that is adventurous and fulfilling and that decidedly does not include years and years of crippling debt.
There are some compelling reasons to buy real estate, but it's not a clear-cut situation for everyone.
Are you looking at purchasing a new or used vehicle? Here are three reasons why a credit union is the best choice for your next loan:
If you are in the market for a vehicle, there are several factors to consider when making your decision. Should you buy new or used? How important is reliability and safety to you? How much vehicle space do you need? Let’s break down the options:
We are in the midst of tax season, which means a tax refund could be coming your way! You may be wondering how to use your refund if you receive one. Should you pay off debt? What about saving for a big expense? Should you put it towards retirement? Here are a few suggestions of what to do with your tax refund this year*:
You rely on your financial professional to provide experience and expertise to help develop a practical financial plan for you, manage debt and establish an emergency fund, weather market volatility, create a budget, grow your assets, save for the life you want, and invest and plan for retirement — and more.
Financial professionals go by many names: personal financial advisor, investment consultant, financial planner, financial coach…you can probably come up with at least a few more. Their varying backgrounds and credentials come with different designations and titles. And there are at least as many reasons to work with a financial professional as there are ways to call them.
Spending money during the holiday season can be a rush of adrenaline when imagining how much your loved one will enjoy the gift you just bought for them. But sadly, that feeling goes away in January, when you might question if you should have purchased that gift or spent that much. Kohler Credit Union is here to offer a few tips to avoid any spending regret you might have after the joy of the holidays wears off: