May 12, 2022
by: banzai
by: banzai
Romance & Dating Scams
They love me, they love me not. Here’s how you can prevent yourself from falling victim to some of the sneakiest crimes out there—romance scams.
May 5, 2022
by: banzai
by: banzai
Scams Targeting Seniors
Scammers target seniors more aggressively than any other group. Recognizing the most common scams helps prevent your money and personal information from getting stolen.
April 29, 2022
by: IAMT
by: IAMT
Learn to Spend, Save and Give
For most people, spending comes naturally. Saving up for something special is harder. And setting money aside for giving is really hard.
April 22, 2022
by: IAMT
by: IAMT
What does it mean to be a credit union member?
Even though there are over 5,000 credit unions in the United States, many misconceptions about their structure and their services still exist. One popular-but-false assumption is that the term “credit union member” is interchangeable with the term “credit union customer.” It might seem like a harmless mistake, but the concept of membership is what sets credit unions apart from other financial institutions. A “member” isn’t an empty marketing term—it reflects your credit union’s commitment to co-operative values and shapes your entire banking experience. As a member, you’re a part owner, you have a say in how your credit union is run and you get to share in its success in tangible ways.
April 14, 2022
by: IAMT
by: IAMT
Why Do People Borrow Money?
Borrowing money comes at a cost. This extra cost is called interest. If borrowing money costs more, why do people still do it? Here are three reasons why:
April 8, 2022
Choosing your financial institution
March 31, 2022
by: IAMT
by: IAMT
What is Opportunity Cost?
You make many choices every day. You choose how to spend your time. You choose how to spend your energy. You also choose how to spend your money.
March 24, 2022
The 3 Hidden Expenses of Pet Ownership
According to the American Pet Products Association, nearly 70% of all US households own a pet. That translates into an estimated $86 billion spent on food, supplies, medical care and pet services in 2018. Although the love and companionship our furry (or feathered, or scaly) friends provide is priceless, it’s impossible to ignore the effect that pet ownership has on our wallet.
March 18, 2022
by: Banzai
by: Banzai
Ransomware
Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or gain access to it. Ransomware is just one way that hackers win access to personal information, expecting its owner will pay to win it back.
March 4, 2022
by: IAMT
by: IAMT
Four Questions to Ask Yourself Before Signing a Mortgage
Asking the right questions is an important part of every financial decision you make, and home ownership is no exception. If you’ve been thinking about buying a place, preliminary research will turn up a long checklist of questions for you to ask at every part of the process. There are questions for your financial institution, questions for your mortgage broker and questions for your real estate agent. But what about the questions you should be asking yourself?
