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This That & Chit Chat

November 30, 2023

Common Scam Prevention Tips

EmailsStart by checking the sender’s email address; legitimate organizations use official domain names, so be cautious if it appears unusual or contains misspellings. Pay attention to the email’s tone and grammar; scammers often use urgency, fear, or overly formal language to exploit recipients. Be careful with unexpected attachments as they may contain malware. Never send personal or financial information in an email and keep your anti-virus software and operating system up to date.

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November 28, 2023

Red Flags of Holiday Scams

As the holiday season approaches, it’s a time of joy, celebration, and unfortunately, an uptick in various scams aiming to take advantage of your festive spirit. Kohler Credit Union is committed to ensuring you remain safe and secure by sharing valuable insights on how to safeguard yourself from scams.

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September 8, 2023
by: Jean Chatzky @ SavvyMoney

6 Tips For Teaching Your Kids to Save

 

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September 4, 2023
by: ChatGPT

Budgeting Blitz - Tackling Financial Goals One Minute at a Time

A Guide to Saving Money Effectively: Budgeting is a powerful tool that empowers you to take control of your finances and save money. When done right, budgeting can help you allocate your income wisely, minimize unnecessary expenses, and work towards achieving your financial goals. Here's a step-by-step guide to budgeting properly and maximizing your savings:

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August 11, 2023
by: Banzai

When You Can't Afford Your Minimum Payments

It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found yourself unable to keep up, there are steps you can take.

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July 28, 2023
by: Banzai

Portfolio Building

As logical as it might seem to look for the perfect stock, bond, or mutual fund and make it your investment of choice, that’s not the best approach to meeting your financial goals. No single investment, or type of investments, provides a strong return year in and year out.

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July 20, 2023
by: Banzai

To Buy or Not to Buy?

They say there’s no place like home, but does that mean you have to purchase one to get the benefits? Just like everything else, buying a home has its pros and cons.

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July 7, 2023
by: banzai

8 Internet Safety Rules for Kids

Cyberbullying, cyberstalking, and internet scams are on the rise—how can we help kids navigate the internet safely?

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June 29, 2023
by: Banzai

What a Car Loan Costs

When shopping for a car, it's usually best to start by shopping for a car loan.

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June 22, 2023
by: Banzai

Reasons to Refinance

Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with.

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June 15, 2023
by: Banzai

Transitioning to Retirement

Transitioning to retirement takes planning and preparation. But if you're wise, you can set yourself up for success.

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June 8, 2023
by: Banzai

Talking to Your Partner About Money

When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Positive and frequent communication is key.

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June 5, 2023
by: Banzai

Making and Spending Money

Making and spending money is a critical part of financial responsibility.

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May 25, 2023
by: banzai

Selling Your Home

Whether you need some more space, are ready to downsize into something a bit more manageable, or are relocating to a new place, you should prepare for the emotional and financial impacts of selling your home.

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April 24, 2023
by: banzai

Insuring Your Home

Home Insurance is absolutely essential to protect what is likely your largest investment: your home.

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April 17, 2023
by: banzai

Learning to Budget

A budget is a plan for how you’ll spend your money. To create one, you divide your income (the money you get) into your expenses (the things you buy).

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April 10, 2023
by: banzai

Working with a Mortgage Lender

Applying for a mortgage is a big endeavor. Most lenders require you to complete a mortgage application—a comprehensive financial statement.

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March 20, 2023
by: banzai

Is the Money in My Account Safe?

Your financial institution is one of the safest places to store your hard-earned cash. The best part? All you have to do is open an account.

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March 10, 2023
by: Banzai

4 Tips for Using Peer-to-Peer Payment Apps

Whether you’re splitting the bill at a restaurant with friends, paying back your parents, or buying snacks at a sports event, it’s hard to beat the convenience of peer-to-peer payment apps like Venmo, Zelle, Google Pay, Cash App, and PayPal.

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March 2, 2023
by: banzai

50 Internet Safety Tips for 2023

Cybersecurity risks have grown just as rapidly as technology has and online scam artists are always finding new ways to lower a system’s defenses.

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February 28, 2023
by: banzai

3 Jar Allowance for Kids

The sooner you teach your children the basics about budgeting, the better, and the 3-jar money system is a great way to get started.

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February 9, 2023
by: banzai

Completing a Return

Filing a tax return is a matter of following the line-by-line instructions that come with your tax form. Each form has its own set of instructions and includes a number of charts and worksheets to help you figure out if you're eligible for credits, deductions, and exemptions.

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February 3, 2023
by: banzai

Scams Targeting Seniors

Scammers target seniors more aggressively than any other group. Recognizing the most common scams helps prevent your money and personal information from getting stolen.

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