December 16, 2021
Keeping Your Money Safe
Imagine this: you are out for a walk and you find a stack of shiny gold bars. Where do you put your treasure to keep it safe?
December 16, 2021
by: Banzia
by: Banzia
Be Prepared, Because Life Happens
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do have an emergency fund, up to two-thirds do not have the often-recommended six months’ worth of expenses saved up.
December 9, 2021
5 Identity Theft Jackpots (and How You Can Safeguard Against Them)
Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity.
December 1, 2021
by: SavvyMoney
by: SavvyMoney
5 points of Financial Data you should check before end of year.
Prepare your tax documents – One third of Americans file their taxes at the last minute. Filing late could cost you additional penalties, interest, or fees. Most common tax forms include:Wage information
Photo identification
Personal information for all filers
Previous year(s) tax returns
Charitable donations
Childcare or education expenses
Itemized medical expenses
November 23, 2021
5 Totally Free Things You Can Do to Support Your Local Economy
Supporting your local community is a positive thing—it builds relationships, it strengthens the local economy, and it makes your neighborhood a happier and healthier place to work and play. The most obvious way to support your surrounding community is with the choices you make with your dollars. Money you spend in your community is recirculated in the local economy instead of being extracted from it. This translates into more local jobs, more opportunities for local business owners and service providers, and more tax dollars that stay in the community. Supplementing your grocery shopping list with fresh farmers’ market finds, choosing independent cafés and restaurants over national chains, and purchasing art and gifts from local vendors are all simple ways to support your local economy.
November 18, 2021
by: Banzai
by: Banzai
Filling Out the FAFSA
The Free Application for Federal Student Aid (FAFSA) is an application for financial aid made up of scholarships and grants that the government awards to students based on their needs.
October 27, 2021
by: Banzai
by: Banzai
The Cost of a Mortgage
A mortgage is likely going to be one of the largest loans you'll take out in your life. It's essential to understand all that goes into the cost and your responsibility in paying it back.
September 23, 2021
Career choice roller coaster
This blog post is geared to younger kids in 1st – 5th grade. It’s a great starting for when children begin talking about what they want to be when they grow up! After reviewing the comic, some great questions to ask kids include:
September 22, 2021
by: SavvyMoney
by: SavvyMoney
Budgeting from Halloween to Christmas
Retail sales during the November - December 2020 holiday season grew at an unexpected high rate of 8.3%. Sales are expected to grow again in 2021.
September 15, 2021
Why We Get Scammed
If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud. Common examples include being interrupted by an annoying robocall just as you start eating lunch, or waking up to a suspicious message in your email inbox that somehow slipped through the spam filter. Sometimes, the attempted fraud is kind of funny—the wording is so strange or the premise is so ridiculous (“An exiled prince needs my help transferring a million dollars? Really?”) that we’re left wondering how anyone could possibly fall for such an obvious money grab.
