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  • 13 and done
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13 & Done

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With a 13-year fixed mortgage, 13 & Done is a great home loan option for anyone looking to pay off their mortgage quicker and save money by reducing their interest.

Rates as low as:
1.990% note rate* / 2.150% APR*

Closing costs only $599*.

Advantages of 13 & Done:

  • Lower rate compared to a 30-year loan
  • Fixed monthly payment with more going to the principal
  • Save money and pay less interest
  • Payoff your mortgage and build equity faster

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*APR equals annual percentage rate. Rate based on credit score. New money minimum of $40,000. Max loan-to-value (LTV) 80% on single-family, owner occupied mortgage only. Loans over 80% will required Private Mortgage Insurance (PMI).  Non-refundable closing costs of $599 are payable at application and does not include required escrows or private mortgage insurance. $599 closing costs are not applicable on Purchase Transactions. Payment example, monthly payment on $100,000, 13-year amortization, 80% LTV, note rate of 1.990%, APR of 2.150% results in 156 payments of $728.04. Example includes $599 closing costs and does not include taxes and insurance. Rate subject to change without notice. Cannot be combined with any other specials. Some restrictions and exclusions apply. Membership required.