*APR equals annual percentage rate. Minimum loan amount of $20,000 for up to 180 months. Minimum loan amount of $10,000 for up to 144 months. Loan terms, rates and conditions based on credit qualifications and approval and are subject to change. Rate based on credit score, automatic payment, and direct deposit of net check to a Kohler Credit Union checking account. Existing Kohler Credit Union loans are not eligible for refinancing. Rate available on loans closed directly with Kohler Credit Union. Excludes mortgages, home equity loans and lines of credit, commercial loans, credit cards, Kwik Cash, unsecured loans, mobile homes, condominiums, and share secured loans. Other exclusions may apply. Rate applies to vehicles 2012 or newer. Payment example: $1,000 borrowed for 180 months at 3.75% APR results in a monthly payment of $7.28. Payment example: $1,000 borrowed for 144 months at 3.75% APR results in a monthly payment of $8.64. Membership eligibility required. **Interest will continue to accrue during the 90 days. Deferred payments may not exceed 90 days.