Once in a Blue Moon....
It’s here once again…it’s Kohler Credit Union’s 7th annual Blue Moon loan sale!
Rates are as low as
1.95% APR* for up to 84 months!
- Pick up a FREE loan sale T-shirt at special events and featured locations. Visit kohlercu.com for listing....OR...wear your loan sale shirt from a prior year!
- Wear your T-shirt around town between August 28 and October 31 to get “caught” by a credit union employee.
- Every time you’re “caught” wearing your T-shirt, you are entered into the drawings!
- The more you wear your shirt, the more chances of getting “caught” and getting entered into the drawing.
*APR equals annual percentage rate. APR available August 28-October 31, 2017. Dates subject to change. Rate based on credit score, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. $5000 new money minimum. Existing Kohler Credit Union loans are not eligible for refinancing. Terms based on collateral and collateral must be acceptable to Kohler Credit Union. Payment example: $1,000 borrowed for 84 months at 1.95% APR results in 83 monthly payments of $12.76 and a final payment of $11.46.Excludes mortgages, home equity loans and lines of credit, commercial loans, credit cards, Kwik cash, unsecured loans, mobile homes, condominiums, and share secured loans. Other exclusions may apply. Cannot be combined with any other specials. Membership is required.
These are the Official Rules for Kohler Credit Union’s weekly $100 VISA gift card drawings and 4, $500 gas card drawings (“Promotions”).
NO PURCHASE, ACCOUNT OPENING OR LOAN IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE, OPENING AN ACCOUNT OR OBTAINING A LOAN WITH KCU WILL NOT INCREASE YOUR ODDS OF WINNING. PROMOTION IS VOID WHERE PROHIBITED BY LAW.
- Terms and Conditions: By entering the Promotions, you fully and unconditionally agree to abide by and accept these Official Rules. Failure to comply with these Official Rules may result in your disqualification from the Promotions.
- Eligibility: The Promotions are open only to legal residents of Wisconsin. If the winner is under the age of 18, the prize will be forfeited to the parent or guardian of the winner. All entrants must be natural persons. No entries from business entities accepted. Employees of Kohler Credit Union, its affiliates, subsidiaries, advertising or promotional agencies, and their immediate family members and/or those living in same household (whether or not related) are not eligible to enter the Promotion. Immediate family includes spouse, parents, siblings, children, stepparents, stepchildren, grandparents and grandchildren.
- Promotion Period. The Promotion begins on August 28, 2017 at 12:00 am Central Standard Time (CST) and ends on October 31, 2017 at 11:59 pm CST (the “Promotion Period”).
- How to Enter – No Purchase Necessary to Enter or Win. There are Two Methods of Entry: During the Promotion Period, you may enter by:
a. T-shirt Entry. You must “get caught” by a Kohler Credit Union employee wearing the credit union Blue Moon Loan Sale T-shirt or participate in the various social media contests for entries. You may be entered more than once if caught by different Kohler Credit Union employees. Blue Moon T-shirts available until supplies last.
b. Postcard Entry. You can receive one entry by completing a 3 x 5 index card with your complete name, age, address, phone number and email address, and mailing to Kohler Credit Union, Attn: Marketing, 850 Woodlake Road, Kohler, WI 53044. The top of the 3 x 5 index card must be marked “Blue Moon Loan Sale”. Only one entry per person. Multiple entries received from any one person will void all such additional entries. Entries that are incomplete, illegible, or corrupted are void and will not be accepted.
- Prizes: For the 4, $500 gas card winners, four winners will be selected by random drawing held on or about November 6, 2017 from all eligible entries received. The odds of winning depend upon the number of entries received. The winners will be notified no later than November 10, 2017, via telephone. If a winner does not respond by November 15, 2017, another winner will be drawn. The four winners will each receive a $500 gas gift card. For the weekly winner of the $100 VISA gift card, one winner will be selected by random drawing on every Tuesday starting on Tuesday, September 5 through Tuesday, October 31, 2017. Weekly winners will be selected among those who were caught in their shirt during the prior week.
- Taxes.The prize is considered taxable income, and winner will be solely responsible for all federal, state, and local taxes; therefore, a valid Social Security number must be presented before claiming the prize. Winner will receive an IRS 1099 form reflecting the amount they receive as a prize.
- Publicity: By wearing the T-shirt, you acknowledge that Kohler Credit Union has the right to, without further authorization, publicize your name, character likeness, photo, voice and the fact that you are a qualifier for promotional purposes without financial remuneration. Acceptance of the prize constitutes consent for Kohler Credit Union to use your name and likeness for editorial, advertising and publicity purposes without additional compensation, except where prohibited by law. By participating in these Promotions, all entrants’ further consent to Kohler Credit Union’s use of the personal information provided so that Kohler Credit Union may administer the promotion and award the prize.
- Other Requirements. There will be no substitution or cash alternatives. Participation in the contest and prize awarded are non-transferable. The winner may, at Kohler Credit Union’s discretion, be required to sign and return a declaration of eligibility, additional release of liability, and, where lawful, an additional publicity consent agreement. If selected winner cannot be contacted, is ineligible, fails to claim a prize, or fails to return the completed and executed declaration and releases as required, the prize will be forfeited and awarded to an alternate winner. Kohler Credit Union reserves the right to make rule or contest changes without notice at any time. Kohler Credit Union also reserves the right to change the aforementioned dates without notice. The decision of Kohler Credit Union management in the interpretation of these rules is final.
- RELEASE AND HOLD HARMLESS. BY ENTERING THESE PROMOTIONS, YOU AGREE TO RELEASE AND HOLD HARMLESS KOHLER CREDIT UNION, ITS PARENTS, SUBSIDIARIES AND AFFILIATED ENTITIES, AND EACH OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, AND REPRESENTATIVES FROM ANY DAMAGE, INJURY, EXPENSE, COST, DEATH, LOSS, CLAIM, ACTION, DEMAND, OR OTHER LIABILITY THAT MAY ARISE IN CONNECTION WITH THE PROMOTIONS, OR RESULTING FROM ACCEPTANCE AND/OR USE OF ANY PRIZE, TRAVEL TO OR FROM ANY PRIZE-RELATED ACTIVITY, PARTICIPATION IN THESE PROMOTIONS, AND FROM ANY MISUSE OR MALFUNCTION OF ANY PRIZE AWARDED, INCLUDING, WITHOUT LIMITATION, PERSONAL INJURY, DEATH, AND/OR PROPERTY DAMAGE.
- Disqualification. Kohler Credit Union reserves the right to disqualify any person tampering with the entry process or is otherwise in violation of these Official Rules or any laws.
- Applicable Law. Any dispute arising from these Promotions will be determined according to the laws of the State of Wisconsin, without reference to its conflict of laws principles, and by entering these Promotions, you fully consent to the personal jurisdiction of the State and Federal Courts located in Sheboygan County, Wisconsin and agree that such courts shall have exclusive jurisdiction over all such disputes.