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Minimum Payment Calculator

How It Works

By paying more than the minimum payment on a debt, you'll get out of debt faster and save money on interest. This calculator will help you explore how much you could save by paying more than the minimum payment on a debt. Enter the balance of your debt as well as the current monthly payment and the interest rate. See how a fixed monthly payment can help you pay off the debt quicker. You can change the Fixed Monthly Payment by entering a different amount or by using the plus and minus buttons.

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy, their applicability to your circumstances or guarantee of credit. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.