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Maximize Your Retirement Potential

Individual Retirement Accounts (IRAs)

Our individual retirement accounts (IRAs) let you save for retirement with significant tax advantages. Traditional IRA accounts are taxed-deferred until you withdraw, so you don’t pay any taxes on funds until you are ready to cash out. Plus, funds are compounding, so the earlier you start saving, the more you can maximize your retirement potential. 

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IRA & IRA Share

Deposit Type Minimum Balance** Dividend Rate APY * Dividend Period
IRA Share Incremental Deposit IRA 0.10% 0.10% Monthly
6 Month $500 1.75% 1.76% Monthly
1 Year $500 1.75% 1.76% Monthly
2 Year $500 2.00% 2.02% Monthly
3 Year $500 2.05% 2.07% Monthly
4 Year $500 2.10% 2.12% Monthly
5 Year $500 2.20% 2.22% Monthly

APY is accurate as of June 23, 2025 the last dividend declaration date.
*APY= Annual Percentage Yield. Early withdrawal penalties apply and will reduce earnings on account. Maintenance or activity fees could reduce earnings on account. Dividends compound and credit monthly. For full details, refer to the Truth in Savings Share Certificate Disclosure. Insured by NCUA. Membership required.

share cert

Share Certificate

This alternative to traditional savings rewards you for keeping your money in an account for a fixed period of time, called a term.

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HSA

HSA

A Health Savings Account (HSA) is a tax-exempt account that allows you to save money to pay for future medical expenses.

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