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Student Loan Payoff Calculator

How It Works

By adding just a bit to your monthly student loan payment, you can greatly reduce the time it takes to pay off the loan as well as lessen the amount you pay in interest. This calculator will demonstrate how much time and money you can save by adding a certain amount to your payment each month.

First, enter the balance of your student loans under Loan Balance. Next, adjust the Loan Term and Interest Rate sliders to fit your student loans. Finally, adjust the Added Monthly Amt slider to an amount you can pay each month in addition to the minimum payment.

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy, their applicability to your circumstances or guarantee of credit. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.