It is hard to believe Chris and I are coming up on our first anniversary of being homeowners! I remember how excited we were when we closed on our house but also how nervous and stressed out we were leading up to those final days. When I think about it now… and how clueless we really were with the mortgage process…it would have been nice to have a simple guide for first-time homebuyers that helped break down the steps you take when buying a home. Fortunately, we had an awesome realtor and mortgage loan originator[/personal/mortgages/meet-the-mortgage-services-team/] that helped guide us on the journey towards home ownership.
Every year, millions of people set goals and resolutions to become more fit. Many of these aspirations have to do with losing weight, eating better, or just becoming a healthier person in general. This year, Kohler Credit Union is paving the way for people like you to become fit… when it comes to your finances and financial decisions. We are proud to introduce our Financial Fitness series of blog posts… aimed to help others manage their finances, borrow smarter, grow their money and protect their future. Check out our latest blog post on understanding what different mortgage options are available and what you need to apply for a mortgage.
Last year… right around this time… my husband Chris and I got this wild idea to start looking at houses in our hometown of Sheboygan Falls. By no means did we think we were anywhere near being able to purchase our own home but it was fun to look online and see photos of homes we “might be able to afford to someday.” While I was looking for a home with an open concept, walk-in closets and a safe location close to family… Chris was looking for a home with a decent sized garage, land in the country and a bit of a fixer-upper that, in time, he could make our own.