As a not-for-profit financial cooperative, Kohler Credit Union returns profits to its members by providing higher deposit rates and lower loan rates. We work diligently to provide the most-desired financial products and services in an economical manner.
*Rate based on minimum loan amount of $180,000 for a home purchase. APR equals annual percentage rate.
| Autos, Motorcycles* | ||
|---|---|---|
| 2016 and Newer | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| 73 to 84 Months ($30,000 and above) | 2.99% | $13.22 |
| 2014 and Newer | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 24 Months | 2.99% | $43.00 |
| 25 to 36 Months | 2.99% | $29.10 |
| 37 to 48 Months | 2.99% | $22.14 |
| 49 to 60 Months | 2.99% | $17.98 |
| 61 to 72 Months | 2.99% | $15.20 |
| 2011 - 2013 | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 24 Months | 4.75% | $43.78 |
| 25 to 36 Months | 5.00% | $29.98 |
| 37 to 48 Months | 6.00% | $23.50 |
| 2010 | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months | 8.50% | $31.36 |
| 2009 and Older | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months | 10.25% | $32.40 |
Rates as of September 11, 2019.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.
| ATV's, Snowmobiles, Trailers, Scooters, Mopeds, Etc.* | ||
|---|---|---|
| 2014 and Newer | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 24 Months | 2.99% | $43.00 |
| 25 to 36 Months | 2.99% | $29.10 |
| 37 to 48 Months | 2.99% | $22.14 |
| 49 to 60 Months | 2.99% | $17.98 |
| 2011 - 2013 | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months | 8.10% | $31.18 |
| 37 to 48 Months | 8.35% | $24.42 |
| 2010 and Older | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months | 10.25% | $32.40 |
Rates as of September 11, 2019.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.
| RV's, Boats* | ||
|---|---|---|
| 2016 and Newer | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months ($1,000-$4,999) | 7.25% | $31.00 |
| Up to 72 Months ($5,000-$9,999) | 6.25% | $16.70 |
| Up to 84 Months (Over $10,000) | 2.99% | $13.22 |
| Up to 144 Months ($10,000-$19,999) | 4.24% | $8.88 |
| Up to 180 Months ($20,000 and over) | 4.24% | $7.52 |
| 2012-2015 | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months ($1,000-$4,999) | 7.50% | $31.12 |
| Up to 72 Months ($5,000-$9,999) | 6.49% | $16.82 |
| Up to 144 Months ($10,000 and over) | 4.49% | $9.00 |
| 2010-2011 | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months | 9.50% | $32.04 |
| Up to 60 Months ($5,000-$9,999) | 8.49% | $20.52 |
| Up to 72 Months ($10,000 and over) | 6.49% | $16.82 |
| 2009-2010 | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months | 10.25% | $32.40 |
Rates as of September 11, 2019.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.
| PERSONAL LOANS | ||
|---|---|---|
| MAXIMUM TERM | APR RATE AS LOW AS * | MONTHLY PAYMENT † |
| Up to 36 Months | 10.25% | $32.40 |
Rates as of September 11, 2019.
* Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
† Monthly payment is based on payment per $1,000 for rate and term.
| Deposit Type | Minimum Balance** | Dividend Rate | APY * | Dividend Period | "Call KCU" Access |
|---|---|---|---|---|---|
| Basic Share (and secondary shares) | $5.00 | 0.10% | 0.10% | Monthly | Yes |
| Saver's Sweepstakes | $25.00 | 0.25% | 0.25% | Monthly | Yes |
| Fair Share (Money Market Account) | < $2500.00 | 0.10% | 0.10% | Monthly | Yes |
| Fair Share (Money Market Account) | $2500.00 | 0.20% | 0.20% | Monthly | Yes |
| Premium Money Market | < $10,000.00 † | 0.20% | 0.20% | Monthly | Yes |
| Premium Money Market | $10,000.00 | 0.50% | 0.50% | Monthly | Yes |
| Premium Money Market | $25,000.00 | 0.60% | 0.60% | Monthly | Yes |
| Premium Money Market | $50,000.00 | 0.70% | 0.70% | Monthly | Yes |
| Premium Money Market | $100,000.00 | 0.80% | 0.80% | Monthly | Yes |
| Health Savings Account | < $500.00 | 0.20% | 0.20% | Monthly | Yes |
| Health Savings Account | $500 | 0.30% | 0.30% | Monthly | Yes |
| Health Savings Account | $2,500.00 | 0.40% | 0.40% | Monthly | Yes |
| Health Savings Account | $5,000.00 | 0.60% | 0.60% | Monthly | Yes |
| Health Savings Account | > $15,000.00 | 0.75% | 0.75% | Monthly | Yes |
| Christmas Club | $0.00 | 0.25% | 0.25% | Monthly | Yes |
| Golden Shares | $5.00 | 0.10% | 0.10% | Monthly | Yes |
| Piggy Bank Pals | $5.00 | 0.10% | 0.10% | Monthly | Yes |
| Escrow | $0.00 | 0.14% | 0.14% | Monthly | Yes |
APY is accurate as of September 11, 2019 the last dividend declaration date.
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Membership is required.
* APY equals Annual Percentage Yield.
** Minimum balance required to earn the advertised APY.
† Should your Premium Money Market fall below $10,000, your account will be charged a monthly service fee of $15.00.
| DEPOSIT TYPE | MINIMUM BALANCE** | DIVIDEND RATE | APY * | DIVIDEND PERIOD |
|---|---|---|---|---|
| 11 Month† | $10,000 | 1.93% | 1.95% | Monthly |
| IRA Share | Incremental Deposit IRA | 0.10% | 0.10% | Monthly |
| 6 Month | $500 | 1.24% | 1.25% | Monthly |
| 1 Year | $500 - $9,999.99 | 1.44% | 1.45% | Monthly |
| 1 Year | $10,000 - $24,999.99 | 1.49% | 1.50% | Monthly |
| 1 Year | $25,000 & Over | 1.54% | 1.55% | Monthly |
| 2 Year | $500 - $9,999.99 | 1.49% | 1.50% | Monthly |
| 2 Year | $10,000 - $24,999.99 | 1.54% | 1.55% | Monthly |
| 2 Year | $25,000 & Over | 1.59% | 1.60% | Monthly |
| 3 Year | $500 - $9,999.99 | 1.54% | 1.55% | Monthly |
| 3 Year | $10,000 - $24,999.99 | 1.59% | 1.60% | Monthly |
| 3 Year | $25,000 & Over | 1.64% | 1.65% | Monthly |
| 4 Year | $500 - $9,999.99 | 1.93% | 1.95% | Monthly |
| 4 Year | $10,000 - $24,999.99 | 1.98% | 2.00% | Monthly |
| 4 Year | $25,000 & Over | 2.03% | 2.05% | Monthly |
| 5 Year | $500 - $9,999.99 | 2.18% | 2.20% | Monthly |
| 5 Year | $10,000 - $24,999.99 | 2.23% | 2.25% | Monthly |
| 5 Year | $25,000 & Over | 2.28% | 2..30% | Monthly |
APY is accurate as of September 11, 2019 the last dividend declaration date.
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Rates for Traditional, Educational and Roth IRA’s are the same, though tax consequences may vary. Contact a tax advisor for more information. Membership is required.
*APY equals Annual Percentage Yield.
**Minimum balance required to earn the advertised APY.
†Certificate renews automatically to a standard 12 month certificate at the rate in effect at the time of renewal.
| DEPOSIT TYPE | MINIMUM BALANCE** | DIVIDEND RATE | APY* | DIVIDEND PERIOD |
|---|---|---|---|---|
| 11 Month† | $10,000 | 1.93% | 1.95% | Monthly |
| 3 Month | $500 | 0.75% | 0.75% | Monthly |
| 6 Month | $500 | 1.24% | 1.25% | Monthly |
| 1 Year | $500-$9,999.99 | 1.44% | 1.45% | Monthly |
| 1 Year | $10,000-$24,999.99 | 1.49% | 1.50% | Monthly |
| 1 Year | $25,000 & Over | 1.54% | 1.55% | Monthly |
| 2 Year | $500-$9,999.99 | 1.49% | 1.50% | Monthly |
| 2 Year | $10,000-$24,999.99 | 1.54% | 1.55% | Monthly |
| 2 Year | $25,000 & Over | 1.59% | 1.60% | Monthly |
| 3 Year | $500-$9,999.99 | 1.54% | 1.55% | Monthly |
| 3 Year | $10,000-$24,999.99 | 1.59% | 1.60% | Monthly |
| 3 Year | $25,000 & Over | 1.64% | 1.65% | Monthly |
| 4 Year | $500-$9,999.99 | 1.93% | 1.95% | Monthly |
| 4 Year | $10,000-$24,999.99 | 1.98% | 2.00% | Monthly |
| 4 Year | $25,000 & Over | 2.03% | 2.05% | Monthly |
| 5 Year | $500-$9,999.99 | 2.18% | 2.20% | Monthly |
| 5 Year | $10,000-$24,999.99 | 2.23% | 2.25% | Monthly |
| 5 Year | $25,000 & Over | 2.28% | 2.30% | Monthly |
Rates as of September 11, 2019.
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Membership is required.
*APY equals Annual Percentage Yield.
**Minimum balance required to earn the advertised APY.
†Certificate renews automatically to a standard 12 month certificate at the rate in effect at the time of renewal.
Kohler Credit Union follows all necessary security measures when protecting our members from fraudulent activity. Due to these security measures, Kohler Credit Union will never request your password or PIN information over the phone, in person or through email. Do not respond if you are contacted by someone who asks for this information. They are neither a Kohler Credit Union employee nor a representative of the credit union. Please call 888.528.2595 if you have questions about information you are being asked to supply.
