Seminar Series

Join us for our series of investment and retirement seminars. Events are complimentary and open to the public. Reservations are needed.

Rethinking Diversification 

September 26, 2023 at 6pm

You’ll find out more how retirement savers are facing new challenges, and the new ways to manage investment risk. You’ll learn the answers to your investment questions, including:

• What is traditional portfolio diversification?
• How has the investment landscape changes?
• How can you achieve your goals with the least amount of risk?
• How can new annuity options help you rethink diversification?

RESERVE YOUR VIRTUAL SEAT FOR SEPTEMBER 26TH, AT 6PM

Social Security and Your Retirement

October 3, 2023 at 6pm

During the virtual seminar, you will find out more about your Social Security benefits and discuss the role they play when setting a clear direction for your financial future. You’ll learn the answers to your Social Security questions, including:

• What are the rules for starting your Social Security benefits?
• How do spouses coordinate their benefits?
• Are there different routes to take that could potentially increase your benefits?
• How do you decide where Social Security fits within your retirement plans?

RESERVE YOUR VIRTUAL SEAT FOR OCTOBER 3RD, AT 6PM

Understanding Medicare

October 17, 2023 at 6pm

Planning for retirement is never easy; it’s more like running a marathon than a sprint. Today one key to “going the distance” is understanding the ins and outs of Medicare. Learn the basics of Medicare Parts A, B, C and D, receive tips on Medicare enrollment and understand the role you can play in helping consider health care costs as part of an overall retirement plan.

THRESERVE YOUR VIRTUAL SEAT FOR OCTOBER 17TH, AT 6PM

Income for Life

November 1, 2023 at 6pm

You’ll find out more about how to use annuities to help create a guaranteed income for life, including social security and your 401(k). You’ll learn the answers to your income for life questions, including:

• What sources of retirement income will you rely on?
• What retirement risks do you face now that you’re drawing on their savings?
• Which income strategies should you consider?
• How can you use annuities to guarantee income for life?

RESERVE YOUR VIRTUAL SEAT FOR NOVEMBER 1ST, AT 6PM

The 3 Transitions to Retirement

November 14, 2023 at 6pm

Are you ready to retire? You might be prepared for the financial transition, but you will experience lifestyle and emotional transitions as well. We can help you understand these upcoming changes and provide the information you need to better prepare for this exciting season of your life. Working together, we’ll gain clarity and confidence about your path to retirement. 

During this session, you will learn:

• How to confidently address the financial, lifestyle and emotional transitions to retirement
• How to guard against risks and manage those that are inevitable
• Whether you are ready for retirement

RESERVE YOUR VIRTUAL SEAT FOR NOVEMBER 14TH, AT 6PM

Understanding Your Rollover Options

December 7, 2023 at 6pm

Often times when people change jobs or prepare for retirement, they need to make decisions on their retirement plans and pensions. In this virtual seminar, you’ll learn some of the rules we need to follow and the options available.

In this session you will learn the answers to questions, including:

• Four major options for retirement plan balances when changing jobs
• Pros and cons of each option
• How a Rollover works

RESERVE YOUR VIRTUAL SEAT FOR DECEMBER 7TH, AT 6PM

Rethinking Diversification 

December 19, 2023 at 6pm

You’ll find out more how retirement savers are facing new challenges, and the new ways to manage investment risk. You’ll learn the answers to your investment questions, including:

• What is traditional portfolio diversification?
• How has the investment landscape changes?
• How can you achieve your goals with the least amount of risk?
• How can new annuity options help you rethink diversification?

RESERVE YOUR VIRTUAL SEAT FOR DECEMBER 19TH, AT 6PM

There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risk including possible loss of principal.

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Variable annuities are subject to market risk and may lose value.

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html  for more detailed information.

Thomas Binversie and John Frausto are Financial Advisors with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).  Insurance products are offered through LPL or its licensed affiliates. Kohler Credit Union and KCU Investment & Retirement Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using KCU Investment & Retirement Services, and may also be employees of Kohler Credit Union.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Kohler Credit Union or KCU Investment & Retirement Services.  Securities and insurance offered through LPL or its affiliates are:

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.