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September 22, 2021
by: SavvyMoney

Budgeting from Halloween to Christmas

September 2021 Budgeting from Halloween to Christmas

Retail sales during the November - December 2020 holiday season grew at an unexpected high rate of 8.3%.  Sales are expected to grow again in 2021.

Projected Growth in Sales for 2021

  • Retail sales November to December 2020 - 789.4 billion
  • Retail sales November to December 2021 - 7% increase expected


  • $9 billion - Americans typically spend on Halloween costumes, candy and decorations.
  • $92.12 - Halloween cost per person in 2020.

Americans will spend more in 2021

  • Over 80% plan to celebrate Halloween this year.
  • 87% will purchase the same amount of Halloween candy or more.
  • 80% plan to trick-or-treat this year.

How to Save

  • Candy: Buy in bulk, stock up early or use coupons
  • Costume: DIY or trade with friends
  • Decor: Printables from the internet or saved items from year to year.


  • $186 The average American planned to spend on Thanksgiving in 2019.
  • $152 Feast-related expenses per person in 2020 (food, drink, etc.).

How to Save

  • Make a list and stick to it to avoid impulse buys.
  • Take advantage of coupons, promotions, price-matching, and sales.
  • Throw a potluck where guests bring a dish or ask guests to chip in.

Winter Holidays

  • 730.2 billion - Americans spent on winter holiday retail sales in 2019
  • Average holiday expenses in 2020
    • $650 gifts for family, friends, and co-workers
    • $230 items such as food and decor
    • $118 other items

How to budget and save this holiday season:

  • Gifts: pare back, discuss expectations with your loved-ones, opt for last year's tech, or DIY your gifts.
  • Budget: Plan in advance and set realistic spending limits. Price check across retailers. Look for savings beyond Black Friday and Cyber Monday.

Author Jean Chatzky Director of Education, Editor in Chief


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