• KCU MainBranch MainImage
Home   >   Learn   >   Financial Wellness   >   This That & Chit Chat

This That & Chit Chat

showing entries tagged "Education"

January 21, 2022
by: banzai

Recognizing and Avoiding Scams

Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash.

Read the full post

Tags:     |     |  

December 23, 2021

Are Checks Obsolete?

Checks hold an odd place in our personal finances. In many ways, checks seem like relics from a previous era. We maybe write one or two checks a month (usually for rent or similar bill-paying situations where electronic payment simply isn’t an option). This is vastly different from only a few decades ago, when checks represented more than 85% of all non-cash retail payments. (Can you imagine whipping out a checkbook in line at the grocery store? Times have certainly changed!)

Read the full post

Tags:     |     |  

December 20, 2021
by: Savvymoney

5 Financial New Year’s Resolutions

FinancialResolutions Info

Read the full post

Tags:     |     |  

December 16, 2021

Keeping Your Money Safe

*Imagine this:* you are out for a walk and you find a stack of shiny gold bars. Where do you put your treasure to keep it safe?

Read the full post

Tags:     |     |  

December 9, 2021

5 Identity Theft Jackpots (and How You Can Safeguard Against Them)

Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity.

Read the full post

Tags:     |     |     |  

November 18, 2021
by: Banzai

Filling Out the FAFSA

The Free Application for Federal Student Aid (FAFSA) is an application for financial aid made up of scholarships and grants that the government awards to students based on their needs.

Read the full post

Tags:     |  

October 21, 2021

What does it mean to be a credit union member?

Even though there are over 5,000 credit unions in the United States, many misconceptions about their structure and their services still exist. One popular-but-false assumption is that the term “credit union member” is interchangeable with the term “credit union customer.” It might seem like a harmless mistake, but the concept of membership is what sets credit unions apart from other financial institutions. A “member” isn’t an empty marketing term—it reflects your credit union’s commitment to co-operative values and shapes your entire banking experience. As a member, you’re a part owner, you have a say in how your credit union is run and you get to share in its success in tangible ways.

Read the full post

Tags:     |     |  

October 14, 2021

Choosing your financial institution

What was the very first financial choice you ever made?

Read the full post

Tags:     |     |  

September 15, 2021

Why We Get Scammed

If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud. Common examples include being interrupted by an annoying robocall just as you start eating lunch, or waking up to a suspicious message in your email inbox that somehow slipped through the spam filter. Sometimes, the attempted fraud is kind of funny—the wording is so strange or the premise is so ridiculous (“An exiled prince needs my help transferring a million dollars? Really?”) that we’re left wondering how anyone could possibly fall for such an obvious money grab.

Read the full post

Tags:     |     |  

August 12, 2021
by: Banzai

Certificate of Deposit

If you're willing to wait, a CD can be a great way to earn a high interest rate on the money you deposit.

Read the full post

Tags:     |     |  

< Previous 1 2