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This That & Chit Chat

showing entries tagged "Financial"

April 14, 2022
by: IAMT

Why Do People Borrow Money?

Borrowing money comes at a cost. This extra cost is called interest. If borrowing money costs more, why do people still do it? Here are three reasons why:

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April 8, 2022

Choosing your financial institution

What was the very first financial choice you ever made?

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January 21, 2022
by: banzai

Recognizing and Avoiding Scams

Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash.

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December 23, 2021

Are Checks Obsolete?

Checks hold an odd place in our personal finances. In many ways, checks seem like relics from a previous era. We maybe write one or two checks a month (usually for rent or similar bill-paying situations where electronic payment simply isn’t an option). This is vastly different from only a few decades ago, when checks represented more than 85% of all non-cash retail payments. (Can you imagine whipping out a checkbook in line at the grocery store? Times have certainly changed!)

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December 20, 2021
by: Savvymoney

5 Financial New Year’s Resolutions

5 Financial New Year’s Resolutions & How to fulfill them

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December 16, 2021

Keeping Your Money Safe

Imagine this: you are out for a walk and you find a stack of shiny gold bars. Where do you put your treasure to keep it safe?

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December 9, 2021

5 Identity Theft Jackpots (and How You Can Safeguard Against Them)

Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity.

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July 23, 2021
by: Banzai

Credit Score

A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate.

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July 2, 2021

5 Ways to Lower the Cost of Tuition Before Considering a Student Loan

If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need. (This advice applies to pretty much all loan products, by the way.) Pursuing post-secondary education should be an exciting time in your life. You’re making decisions and opening up possibilities that will shape your future—a future that is adventurous and fulfilling and that decidedly does not include years and years of crippling debt.

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January 14, 2021
by: Guest

Should You Think About Changing Financial Professionals?

You rely on your financial professional to provide experience and expertise to help develop a practical financial plan for you, manage debt and establish an emergency fund, weather market volatility, create a budget, grow your assets, save for the life you want, and invest and plan for retirement — and more.

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