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This That & Chit Chat

April 17, 2023
by: banzai

Learning to Budget

A budget is a plan for how you’ll spend your money. To create one, you divide your income (the money you get) into your expenses (the things you buy).

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April 10, 2023
by: banzai

Working with a Mortgage Lender

Applying for a mortgage is a big endeavor. Most lenders require you to complete a mortgage application—a comprehensive financial statement.

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March 20, 2023
by: banzai

Is the Money in My Account Safe?

Your financial institution is one of the safest places to store your hard-earned cash. The best part? All you have to do is open an account.

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March 10, 2023
by: Banzai

4 Tips for Using Peer-to-Peer Payment Apps

Whether you’re splitting the bill at a restaurant with friends, paying back your parents, or buying snacks at a sports event, it’s hard to beat the convenience of peer-to-peer payment apps like Venmo, Zelle, Google Pay, Cash App, and PayPal.

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March 2, 2023
by: banzai

50 Internet Safety Tips for 2023

Cybersecurity risks have grown just as rapidly as technology has and online scam artists are always finding new ways to lower a system’s defenses.

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February 28, 2023
by: banzai

3 Jar Allowance for Kids

The sooner you teach your children the basics about budgeting, the better, and the 3-jar money system is a great way to get started.

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February 9, 2023
by: banzai

Completing a Return

Filing a tax return is a matter of following the line-by-line instructions that come with your tax form. Each form has its own set of instructions and includes a number of charts and worksheets to help you figure out if you're eligible for credits, deductions, and exemptions.

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February 3, 2023
by: banzai

Scams Targeting Seniors

Scammers target seniors more aggressively than any other group. Recognizing the most common scams helps prevent your money and personal information from getting stolen.

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January 23, 2023
by: banzai

Paying Taxes

Many major life changes, such as buying a new home, changing jobs, getting promoted, starting a business, having a child, and more, will have tax implications. But that doesn't always mean you'll owe more to the federal government.

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January 19, 2023
by: banzai

Tax Brackets and Statuses

How much you owe in federal income taxes is determined by many factors, but your tax bracket and status will likely have the biggest impact.

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