BRANCH LOBBIES AND MEIJER BRANCHES are closed amid the COVID-19 situation. We plan to resume full branch access and open our Meijer branches on April 13 subject to change. Please utilize digital banking, online loan applications, drive thru, Call KCU, and ATMs to manage your finances. Click here for more information.

  • Checking Account
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Checking account for every need.

Open a Checking Account Today!     Enroll in Digital Banking

Everyone’s financial needs are different. With little to no fees, Kohler Credit Union’s range of checking account options provides ideal solutions that fit a variety of lifestyles.

All Kohler Credit Union checking accounts include these benefits:

  • FREE beMOBILE digital banking24/7 account access, pay bills electronically, use mobile deposit, track spending with our personal financial management tool, and more!
  • FREE Kohler Credit Union EMV Chip Debit Mastercard®
    • Get automatically entered into our monthly Drawing for Dollars to win cash prizes!
    • Earn 1 point for every $3 spent (for signed purchases only; PIN transactions do not apply) with our ScoreCard rewards program. Points can be redeemed for merchandise, air travel and more.
  • Automatic overdraft protection* – Money, if available, will be transferred from your primary share account.

*Subject to Regulation D limitations. An NSF charge will be applied when the maximum six transfers under Regulation D occur. To review the current fee schedule, go to the Truth in Savings Share Certificate policy on the Policies page.

Click on the checking account title below for more details about that specific account.

  Minimum Balance to Avoid Fee Fee if Balance Falls Below Minimum Automatic Overdraft Protection* "Call KCU" Access Free Standard "KCU" Checks No Annual Fee Debit Card
Basic $100.00 $5.00 Yes Yes No Yes
Economy $0.00 $0.00 † Yes Yes No Yes
Direct Connection $0.00 $0.00 Yes Yes No Yes
Golden Shares $0.00 $0.00 Yes Yes Yes ‡ Yes

* If available, money will be automatically transferred from your primary share account to cover outstanding checks. Please note these transfers are subject to Regulation D limitations of six (6) unsigned transfers per month. Please contact a Kohler Credit Union employee for more information.

† $5.00 fee if more than 10 drafts clear per statement cycle.

‡ Limit one box of Kohler Credit Union standard checks per order.