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Home   >   Personal   >   Personal Loans

For all of life’s needs (and wants).

Apply for a Personal Loan Today

Kohler Credit Union provides unsecured loans to approved credit for a variety of financial needs. We also offer share/share certificate secured loans for members who have a certificate with Kohler Credit Union and who discover they need the money before the certificate expires. The share secure loan is a great way to reestablish credit.

  • Competitive rates
  • No prepayment penalties
  • Automatic payments available
PERSONAL LOANS    
MAXIMUM TERM APR RATE AS LOW AS * MONTHLY PAYMENT †
Up to 36M ($3,000.01 or over) 11.59% $33.03
Up to 48M ($3,000.01 or over) 12.59% $26.63
Up to 60M ($3,000.01 or over) 13.59% $23.07

Rates as of April 15, 2024.
* Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
† Monthly payment is based on payment per $1,000 for rate and term.

SHARE & SHARE CERTIFICATE SECURED LOANS
APR ‡
Deposit rate plus 2.00% (5.00% floor)

Rates as of April 15, 2024.
‡ Denotes annual percentage rate. 

 

Kwik Cash

Quick access to cash.

Kwik Cash loans are designed so that upon loan approval, you have almost immediate access to your money. You do not pay any interest on these loans until you actually receive a cash advance.

  • Competitive rates
  • No annual fee
  • Can be linked to checking account to provide overdraft protection
  • Funds can be advanced 24 hours a day either via "Call KCU" or Kohler Credit Union Online
KWIK CASH
APR ‡
13.90%

Rates as of April 15, 2024.
‡ Denotes annual percentage rate.

Apply for a Kwik Cash Line of Credit