In recognition of Juneteenth, all Kohler Credit Union branches will be closed on Wednesday, June 19th. Account access is always available through digital banking.

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Apply for a Vehicle Loan Today

Looking to purchase a new car or used vehicle? Or interested in learning your options on how to refinance for a lower rate? Refinance and save with Kohler Credit Union! We offer competitive rates on both auto loan purchases and refinances. Drive now and pay later when you enjoy 90 days no payment!**

You don't have to secure your vehicle through a dealership. You can work directly with Kohler Credit Union to get a pre-approved auto loan. Plus, if you've been pre-approved, you could potentially receive the money for your new vehicle as quickly as one hour of Kohler Credit Union receiving a copy of your sales contract. Need more reasons to apply?

  • Quick and easy application process
  • Pre-approvals applications available
  • Rate discounts with direct deposit
  • No pre-payment penalties
  • Discounted extended warranties
  • Loan and rate approvals are good for 30 days

Apply for a vehicle Loan Today

Autos, Motorcycles*    
2021 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
73 to 84 Months 7.59% $15.38
2019 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 36 Months 5.99% $30.42
37 to 48 Months 5.99% $23.48
49 to 60 Months 5.99% $19.33
61 to 72 Months 6.49% $16.81
2018 and older    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 36 Months 8.84% $31.73
37 to 48 Months 9.34% $25.05
49 to 60 Months ($20,000 and over) 9.59% $21.05
61 to 72 Months($25,000 and over) 9.84% $18.45

Rates as of June 10, 2024.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

RV's, Boats*    
2021 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 84 Months (Under $25,000) 8.59% $15.89
Up to 120 Months ( $25,000 minimum) 8.59% $12.46
Up to 144 Months ($35,000 minimum) 8.59% $11.16
Up to 180 Months ($50,000 minimum) 8.59% $9.91
Up to 240 Months ($100,000 minimum) 9.09% $9.06
2017-2020    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 84 Months (Under $25,000) 8.84% $16.02
Up to 120 Months ($25,000 minimum) 8.84% $12.59
Up to 144 months ( $35,000 minimum) 8.84% $11.30
2016 and older    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 60 Months (Under $10,000) 10.84% $21.67
Up to 84 Months ($10,000 and over) 10.84% $17.05

Rates as of June 10, 2024.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

Apply for a vehicle loan

**Loans subject to credit approval. Some exclusions may apply. Existing Kohler Credit Union loans are not eligible for refinancing. Interest will continue to accumulate during the optional 90 day no payment timeframe. Deferred payments may not exceed 90 days. Membership required.