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Looking to purchase a new car or used vehicle? Or interested in learning your options on how to refinance for a lower rate? Refinance and save with Kohler Credit Union! We offer competitive rates on both auto loan purchases and refinances.

You don't have to secure your vehicle through a dealership. You can work directly with Kohler Credit Union to get a pre-approved auto loan. Plus, if you've been pre-approved, you could potentially receive the money for your new vehicle as quickly as one hour of Kohler Credit Union receiving a copy of your sales contract. Need more reasons to apply?

  • Quick and easy application process
  • Pre-approvals applications available
  • Rate discounts with direct deposit
  • No pre-payment penalties
  • Discounted extended warranties
  • Loan and rate approvals are good for 30 days

Apply for a vehicle Loan Today

Autos, Motorcycles*    
2021 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
73 to 84 Months 8.09% $15.64
2019 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 36 Months 6.34% $30.58
37 to 48 Months 6.84% $23.88
49 to 60 Months 6.84% $19.73
61 to 72 Months 7.09% $17.10
2018 and older    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 36 Months 8.84% $31.73
37 to 48 Months 9.34% $25.06
49 to 60 Months ($20,000 and over) 9.59% $21.05
61 to 72 Months($25,000 and over) 9.84% $18.45

Rates as of January 24, 2024.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

RV's, Boats*    
2021 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 84 Months (Under $25,000) 8.59% $15.89
Up to 120 Months ( $25,000 minimum) 8.59% $12.46
Up to 144 Months ($35,000 minimum) 8.59% $11.16
Up to 180 Months ($50,000 minimum) 8.59% $9.91
Up to 240 Months ($100,000 minimum) 9.09% $9.06
2017-2020    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 84 Months (Under $25,000) 8.84% $16.02
Up to 120 Months ($25,000 minimum) 8.84% $12.59
Up to 144 months ( $35,000 minimum) 8.84% $11.30
2016 and older    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 60 Months (Under $10,000) 10.84% $21.67
Up to 84 Months ($10,000 and over) 10.84% $17.05

Rates as of January 24, 2024.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

Apply for a vehicle loan