The perfect way to save for holiday shopping, members may open this special savings account at any time of the year. The dividend is set annually and is generally higher than the regular share account. The dividend earned and money saved is transferred to your share account annually on Oct. 1. Features include:
- No minimum balance
- No service charge
- Dividends paid monthly*
- Funds federally insured up to $250,000 by the NCUA, a government agency
*An early withdrawal penalty of $10.00 will be charged for each withdrawal before September 30th.