• New Slide
Home   >   Personal   >   Savings   >   IRAs

IRAs

We want you to get the most out of your retirement. Our individual retirement accounts (IRAs) let you save for retirement with significant tax advantages. The sooner you start, the longer your money has to grow.

DEPOSIT TYPE MINIMUM BALANCE** DIVIDEND RATE APY * DIVIDEND PERIOD
11 Month† $10,000 2.23% 2.25% Monthly
IRA Share Incremental Deposit IRA 0.10% 0.10% Monthly
6 Month $500 1.24% 1.25% Monthly
1 Year $500 - $9,999.99 1.44% 1.45% Monthly
1 Year $10,000 - $24,999.99 1.49% 1.50% Monthly
1 Year $25,000 & Over 1.54% 1.55% Monthly
2 Year $500 - $9,999.99 1.69% 1.70% Monthly
2 Year $10,000 - $24,999.99 1.74% 1.75% Monthly
2 Year $25,000 & Over 1.79% 1.80% Monthly
3 Year $500 - $9,999.99 1.93% 1.95% Monthly
3 Year $10,000 - $24,999.99 1.98% 2.00% Monthly
3 Year $25,000 & Over 2.03% 2.05% Monthly
4 Year $500 - $9,999.99 2.42% 2.45% Monthly
4 Year $10,000 - $24,999.99 2.47% 2.50% Monthly
4 Year $25,000 & Over 2.52% 2.55% Monthly
5 Year $500 - $9,999.99 2.91% 2.95% Monthly
5 Year $10,000 - $24,999.99 2.96% 3.00% Monthly
5 Year $25,000 & Over 3.01% 3.05% Monthly

APY is accurate as of June 11, 2019 the last dividend declaration date.
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Rates for Traditional, Educational and Roth IRA’s are the same, though tax consequences may vary. Contact a tax advisor for more information. Membership is required.

*APY equals Annual Percentage Yield.

**Minimum balance required to earn the advertised APY.

†Certificate renews automatically to a standard 12 month certificate at the rate in effect at the time of renewal.