In recognition of Juneteenth, all Kohler Credit Union branches will be closed on Wednesday, June 19th. Account access is always available through digital banking.

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IRAs

We want you to get the most out of your retirement. Our individual retirement accounts (IRAs) let you save for retirement with significant tax advantages. The sooner you start, the longer your money has to grow.

DEPOSIT TYPE BALANCE REQUIREMENTS** DIVIDEND RATE APY * DIVIDEND PERIOD
5 Month† $1,000 4.89% 5.00% Monthly
IRA Share Incremental Deposit IRA 0.10% 0.10% Monthly
6 Month $500 & Over 1.75% 1.76% Monthly
1 Year $500 - $9,999.99 1.95% 1.97% Monthly
1 Year $10,000 - $24,999.99 2.00% 2.02% Monthly
1 Year $25,000 & Over 2.05% 2.07% Monthly
2 Year $500 - $9,999.99 2.35% 2.38% Monthly
2 Year $10,000 - $24,999.99 2.40% 2.43% Monthly
2 Year $25,000 & Over 2.45% 2.48% Monthly
3 Year $500 - $9,999.99 2.40% 2.43% Monthly
3 Year $10,000 - $24,999.99 2.45% 2.48% Monthly
3 Year $25,000 & Over 2.50% 2.53% Monthly
4 Year $500 - $9,999.99 2.45% 2.48% Monthly
4 Year $10,000 - $24,999.99 2.50% 2.53% Monthly
4 Year $25,000 & Over 2.55% 2.58% Monthly
5 Year $500 - $9,999.99 2.50% 2.53% Monthly
5 Year $10,000 - $24,999.99 2.55% 2.58% Monthly
5 Year $25,000 & Over 2.60% 2.63% Monthly

APY is accurate as of June 10, 2024 the last dividend declaration date.
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Rates for Traditional, Educational and Roth IRA’s are the same, though tax consequences may vary. Contact a tax advisor for more information. Membership is required.
*APY equals Annual Percentage Yield.
**Minimum balance required to earn the advertised APY.

†APY = Annual percentage yield. Dividend period is a calendar month and dividends will be compounded monthly and credited monthly. Rates are accurate as of June 10, 2024, are subject to change, and available for a limited time. 5 month term: to receive the 4.89% rate / 5.00% APY a minimum of $1,000 of new money to Kohler Credit Union is required to open and fund the entire certificate, with a $500,000 maximum. Penalty for early withdrawal. Fees could reduce earnings on account. Other rates and terms available. Some restrictions and exclusions apply. 5 month certificate renews automatically to a standard 6 month certificate at the rates in effect at the time of renewal. Financial institutions and public funds are ineligible. Federally insured by the NCUA. Membership is required.