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Boat Loans

Apply for a Boat Loan Today

Live your lake life this summer with a boat loan from Kohler Credit Union! With competitive rates and NO PAYMENT for 90 days** you can be hitting the water in no time!

Whether you're seeking to create memorable moments with your family through a range of water sports or yearning for an escape to reel in that prized trophy fish... KCU can help connect you with nature and fulfill your dreams of owning that boat you always desired.

 

RV's, Boats*    
2021 and Newer    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 84 Months (Under $25,000) 8.59% $15.89
Up to 120 Months ( $25,000 minimum) 8.59% $12.46
Up to 144 Months ($35,000 minimum) 8.59% $11.16
Up to 180 Months ($50,000 minimum) 8.59% $9.91
Up to 240 Months ($100,000 minimum) 9.09% $9.06
2017-2020    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 84 Months (Under $25,000) 8.84% $16.02
Up to 120 Months ($25,000 minimum) 8.84% $12.59
Up to 144 months ( $35,000 minimum) 8.84% $11.30
2016 and older    
MAXIMUM TERM APR RATE AS LOW AS † MONTHLY PAYMENT ‡
Up to 60 Months (Under $10,000) 10.84% $21.67
Up to 84 Months ($10,000 and over) 10.84% $17.05

Rates as of April 4, 2024.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

**Interest will continue to accumulate during the optional 90 day no payment timeframe. Deferred payments may not exceed 90 days.